Member benefits

Become a London Clarion Cycle Club member to take advantage of these benefits

Join London Clarion Cycle Club
 

Clarion Cover Third Party Liability Insurance

Since 2018 Clarion Cover, Third party insurance is included as part of the £15 London Clarion & National Clarion Cycling Club membership package.


Although third-party insurance is not compulsory for cycling, there is a risk – albeit a small one – of causing damage to an expensive vehicle while you are on your bike. Replacing even a wing mirror on a £50,000 Mercedes is an expensive prospect.

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Why you should have 3rd party insurance:

  • Protect against someone suing you, if you caused an accident

  • Saves you paying out the cost of damages you caused in a lapse of concentration

  • One less thing to worry about

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What is and what isn’t 3rd party insurance:

  • It is insurance to cover your costs if someone wants to claim against you

  • It protects you against claims you might cause in an accident

  • It isn’t personal injury insurance (that normally costs £100s)

  • It is peace of mind

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What am I covered for?

  • Commuting to and from and between work

  • Club runs

  • General riding

  • Sportives, reliability rides, Time Trials (but not bunched races)​​

JOIN London Clarion Cycle Club
 
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Clarion Cover Third Party Liability Insurance

How good is the Clarion Cover Third Party Insurance cover?

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  • Underwritten by Royal Sun Alliance

  • Max’ cover £5million per incident

  • Anywhere in the world except USA & Canada

  • Covered by the Financial Services Compensation Scheme

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What’s the worst that can happen?

  • Someone asks you to pay for the costs of damaging a car, or:

  • Another bike, or a personal injury to them

  • And you have to pay out of your own bank account

  • Accidents happen, don’t let it cost you the earth

 

Accident Assistance and Legal Support

In the majority of cycling accidents that occur, members sustain personal injury (damage to themselves, their bicycle or other property) through no fault of their own. In most cases, incidents arise through the negligence of the driver of a motor vehicle; a small number involve defects to the public highway and in occasional cases accidents are caused by other cyclists. In these circumstances a 3rd party is at fault.


London Clarion Cycle Club has entered in to a partnership with Smooth Law Ltd who provide its members with free Legal Assistance to pursue such personal injury claims against at fault parties. 


In the event that a claim is successful, Smooth Law Ltd, like other legal practices will take a success fee which for members and families is reduced from the standard 25% to 15%. That said, in circumstances where they recover all their fees or for monies they receive which are to replace or repair a members bicycle, a success fee will not be taken.Smooth Law Ltd are a specialist, personal injury solicitor. They will use their experience to assess claims and where they think good grounds exist, will undertake the claim for compensation on members behalf on a ‘no win, no fee’ basis. In addition, they have kindly agreed to extend this offer to members’ families.Smooth Law will provide Help / Support Line through their dedicated Clarion Freephone number on 0800 470 1174. This will operate on weekdays, 9.00 am – 8.00pm (except on public holidays).

 

Save Money

London Clarion Cycle Club members can save money when shopping at -

  • Cotswold Outdoor 12.5% savings

  • Brixton Cycles 10% discount (parts not labour or new bikes)

  • Lusso Bike 15% discount

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Full details of discounts will be provided to members on joining.