Clarion Cover Third Party Liability Insurance
Since 2018 Clarion Cover, Third party insurance is included as part of the £15 London Clarion & National Clarion Cycling Club membership package!
Why is Third Party Liability Insurance important for Cyclists?
Although third-party insurance is not compulsory for cycling, there is a risk – albeit a small one – of causing damage to an expensive vehicle while you are on your bike. Replacing even a wing mirror on a £50,000 Mercedes is an expensive prospect.
Why you should have 3rd party insurance:
Protect against someone suing you, if you caused an accident
Saves you paying out the cost of damages you caused in a lapse of concentration
One less thing to worry about
What is and what isn’t 3rd party insurance:
It is insurance to cover your costs if someone wants to claim against you
It protects you against claims you might cause in an accident
It isn’t personal injury insurance (that normally costs £100s)
It is peace of mind
What am I covered for?
Commuting to and from and between work
Sportives, reliability rides, Time Trials (but not bunched races)
How good is the Clarion Covr Third Party Insurance cover?
Underwritten by Royal Sun Alliance
Max’ cover £5million per incident
Anywhere in the world except USA & Canada
Covered by the Financial Services Compensation Scheme
What’s the worst that can happen?
Someone asks you to pay for the costs of damaging a car, or:
Another bike, or a personal injury to them
And you have to pay out of your own bank account
Accidents happen, don’t let it cost you the earth